Neha Agarwala Profile (1)

Independent Life Insurance Actuary

(FIA FIAI) (14+ years)

  • IFRS 17 implementation and audit
  • Statutory audit support
  • Solvency II reporting
  • Solvency monitoring
  • Pricing and profit testing
  • Excel model build/review
  • Agency compensation scheme designing
  • US GAAP LDTI reserving (health insurers)

Current Role:

Senior Manager, Forvis Mazars UK; primarily working on US GAAP LDTI and IFRS 17 statutory year-end audits.

Availability:

1 June 2027 onwards

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HOW I ENGAGE

Experience Across Engagement Models

I bring actuarial expertise and business insight through both long-term employee roles and flexible staff augmentation engagements.

Neha Agarwala Actuarial Expert (1) (1)

Full-Time Employment

Long-term roles with increasing ownership, leadership and strategic impact.

  • EY India | 1 Year
  • PwC UK | 5+ Years
  • Willis Towers Watson | 3+ Years
Neha Agarwala Actuarial Expert (2)

Staff Augmentation

Providing specialist actuarial expertise on project-based engagements and client teams.

  • PT Prudential Assurance, Indonesia | 5 months
  • Forvis Mazars, UK | 7 months
  • Multiple projects for India and Nepal markets | 4+ years

FULL-TIME EMPLOYMENT

Leading Actuarial Consultancy Firms (9+ Years)

  • Senior Manager (Apr 2024-Jun 2025)
  • Pricing and profit testing including implementation of new product regulations
  • Proof of concept modelling for innovative products in the Indian market
  • Manager (Apr 2021-Apr 2024) (Oct 2014-Feb 2016)
  • IFRS 17 implementation and audits for FTSE 100 life insurers
  • Wider finance projects like credit risk modelling and finance function augmentation
  • Consultant (Jun 2011-Sep 2014)
  • Solvency monitoring and stress testing for UK markets
  • Parallel reserving for Indian market

STAFF AUGMENTATION

Independent Global Actuarial Consultant (5+ years)

  • Senior Manager (Oct 2025-May 2026) (Oct 2026 – present)
  • US GAAP LDTI Audit for leading global health insurers
  • IFRS 17 and Solvency II audits for leading UK insurers
  • Identified misstatements of circa 10% in reserving for a line of business
  • Re-engaged for a second contract
  • Agency Compensation Modelling Team (Jun 2025 – Oct 2025)
  • Built end-to-end Excel models for Agency Compensation Scheme including the modelling of complex compensation elements
  • Initial contract length extended by the client
Neha Agarwala Logo Top 5 Indian Life Insurers
  • Multiple India and Nepal Market Projects (May 2017- Aug 2021)
  • Modelled and delivered Activity-Based Costing Expense Allocation for a large Indian life insurer
  • Internal Audit of the reserving & pricing team for a Top 5 Indian Life Insurer
  • Pricing, profit testing and product refiling following changes in product regulations

Qualifications & Academic Excellence

A strong academic foundation and professional qualifications that complement expertise in actuarial science and insurance

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    Qualified Fellow Actuary

    IFoA (2014) & IAI (2017)

    Fellow member of the Institute and Faculty of Actuaries (UK) and the Institute of Actuaries of India.

  • Trophy Trophy

    All India Rank 1 - 2013

    SP2 & CA2 subjects

    Secured All India Rank 1 from Institute of Actuaries of India in SP2 (Life Insurance Principles) and CA2 (Modelling Practices).

  • Graduation-cap Graduation-cap

    Scholarships and Awards

    B.Com (Hons.) & Class XII

    Shri Ram College of Commerce, Delhi University CGPA (2008-11 percentage 85%)

    Bank of Tokyo UFJ Scholarship for two consecutive years (2009,2010)

    State Rank 1 in Class XII, Certificate of Appreciation from Government of India.

EXPERTISE & IMPACT

Core Strengths

Graduation-cap Graduation-cap

Technical Expertise

Deep actuarial knowledge across IFRS 17, Solvency II, US GAAP LDTI, pricing, reserving and solvency testing.

Business Impact

Deliver actionable insights that drive profitability, strengthen controls and support strategic decisions.

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Leadership

Lead teams and client engagements with ownership, clarity and a focus on results.

Adaptability

Thrive in diverse regulatory, market and business environments across geographies.

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Trust & Reliability

Known for integrity, client trust and consistent delivery of high-quality outcomes.

Delivering value. Driving impact. Across roles, industries and borders.

Insights

Please visit my knowledge centre for articles on IFRS 17, auditing and other emerging trends in the actuarial life insurance space.

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